Max Sep Ira Contribution 2025. For 2025, the contribution limit is the lesser of 25% of your salary or $70,000. In 2025, those using a sep ira can contribute as much as $70,000 ($69,000 in 2024), or up to 25 percent of their business earnings or compensation, whichever is less.
For 2024, the standard contribution limit is. The sep ira contribution limit for 2024 is 25% of eligible.